Below is a list of tools we keep (Well, most of them) for us to be debt-free.
Personal Finance Forums
You are never alone in your war against debt. Here are two communities that share the same interest and commitment that can certainly give you an advice or two about beating debt. Of course our very own Facebook community is one of the two.
These are free software packages that are less known yet very helpful.
- Flexible Retirement Planner
- Portfolio Visualizer
- Homebank, Free Easy Personal Finance Software for Everyone
Credit Score Check
These are absolutely free credit score checks you can use on the go.
Investment and Budgeting Tools
Managing your finances has never been easy with these tools.
- USAA Bank
- Net worth and budget spreadsheets from Thousandaire
- Vertex 42s debt reduction calculator
- Investment tools by Personal Capital
Web Based Calculators
Life is easier if you have a plan.
The Millionaire Next Door – This book provides readers with an a different view of the lives and habits of America’s wealthy. For those who already live below their means, they will find the book a source of validation and vindication. If they are struggling to orient themselves in the sea of misinformation, they will find guidance that will help them steer their way to economic self-sufficiency.
Rich Habits – Driven by the desire to unlock the secrets to success and failure, Tom Corley spent five years studying the daily activities of 233 rich people and 128 poor people. He discovered there was an immense difference between the habits of the rich and the poor. During his research he identified over 300 daily activities that separated the “haves” from the “have nots.” Tom decided to write a book to share what he learned. That book, Rich Habits: The Daily Success Habits of Wealthy Individuals (1st Edition), went on to become an Amazon Bestseller in the United States forty times over a three year period.
The Richest Man in Babylon – Beloved by millions, this timeless classic holds the key to all you desire and everything you wish to accomplish. This is the book that reveals the secret to personal wealth. Get it here.
The Intelligent Investor – This book announces early on that its purpose is to help an average person adopt and carry out an investment policy. Rather than focusing on analyzing securities, the book devotes itself to explaining investment principles and attitudes. Its history of republication and new editions certainly secures its place as a worthwhile read for any serious investor.
The Total Money Makeover: Classic Edition – This book is a practical, very doable plan that allows you to improve your finances. It has been tried, tested and proven by Dave and his wife, and the countless others that they managed to help. This step by step plan will take you through the process and help you open the door to your personal, financial freedom. Click here to get a copy.
Think and Grow Rich – With over twenty million copies sold, this book remains the most important financial book ever written. Napoleon Hill studied more than forty millionaires to understand what made them successful. In “Think and Grow Rich” he explains what gives certain people an advantage over others. This book will give you the information he discovered and outline the tools and mindset you need to have in order to be rich and successful.
The Automatic Millionaire – Bestselling financial advisor David Bach brings us his proven, revolutionary system that in one hour will make readers — even those not smart about money, not disciplined or budget-minded — rich. Click here to get a copy.
Your Money or Your Life – In times like these, it’s more important than ever to know the difference between making a living and making a life. Your Money or Your Life is even more relevant today than it was when the book first hit the stands, and a great publicity campaign will bring this already strong-selling book to a whole new audience.
Rich Dad Poor Dad – As author, Robert Kiyosaki, describes in his book Rich Dad, Poor Dad, higher education and a job does not guarantee wealth. It’s the application of financial knowledge, which separates the wealthy from the lower class. He compares two case studies of financial knowledge through his two “dads”.. Click here to get a copy.
The 4 hour Workweek – The “New Rich” abandon the conventional deferred-life plan (work now and retire later) and instead develop their own signature lifestyles which utilize the currencies of the New Rich: time and mobility. The 4-Hour Workweek gives you four steps to follow which will take you from being deferred-life oriented to becoming part of the new generation.
Freakonomics – Since its publication, the book has spawned a sequel and even a documentary. Eight years might seem to be a long shelf life for a book about statistics, particularly one dealing with current events, but as one of the first books to push economics and data science into popular consciousness, we think it’s definitely worth taking a second look.
Common Stocks and Uncommon Profits – First published in 1958, this special edition allows investors to trace some of today’s most popular investment philosophies back to their genesis. Philip A. Fisher’s investment principles are studied and applied by today’s finance professionals, including Warren Buffett. Grab a copy now.
Get Regular Updates!
Like Our Debt Free Family? Sign up for our free email newsletter.