Every startup’s goal is to reach financial stability in order to generate real profit, establish a fierce base in the competitive business world, and upscale their corporation. Although these may seem hard to reach, many of these objectives can be attained through a few simple steps early on. A systematic approach to your business management will allow you to better your time, capital, and other efficient resources. In order to do so, every start-up entity must understand and realize the following financial hacks. [Read more…]
If you run your own company and you’ve been juggling multiple communications systems lately, you may have wondered if getting a toll free number for business would be helpful. While getting a separate, dedicated phone number just for your business may seem like just a luxury or an extra expense at first, the many benefits associated with a unique number can quickly become more than worth the initial investment. From helping you maintain consistency to improving your customer service to protecting your personal privacy, a business number can be beneficial for any type of company. Here are just a few of the top reasons you may want to consider getting a dedicated phone number for your business. [Read more…]
Sometimes we get in a tight spot and need money immediately for an emergency or even money for food to put on the table. That has many people look to bad credit loans and cash advances to help them get by. ClickCashGo is a marketplace to put people in touch with bad credit loan service providers. Is it a good option for you if you’re in need of cash right now? Here is my honest ClickCashGo review…
What is ClickCashGo?
ClickCashGo is a loan marketplace that puts people with bad credit in touch with lenders. Because the site is geared towards people with bad credit, credit checks aren’t always necessary. However, interest rates can be higher on many of these bad credit loans.
The site is designed to help match people with small personal loans and other types of financing. Purposes for financing can vary widely and can be as little as $200. To qualify you must be/have:
- at least 18 years old
- a resident of the United States
- income of $1,000+
- an active checking account in your name
- employed for a minimum of 90 days
You also won’t be able to submit information for ClickCashGo if you are located in my state (Georgia) or any of the following states:
- New York
- West Virginia
My ClickCashGo Review
Personally, ClickCashGo isn’t something I would ever use myself. There is no reason my husband or I would look into a high-interest payday loan or cash advance. However, I have been in those situations in the past. If I was looking for a loan like this, would ClickCashGo be a good option?
Well, ClickCashGo is a site that puts you in connection with loan service providers. While it is not the provider itself, it collects information that can give you good loan matches. For people with bad credit, ClickCashGo can find loans that can cater to your specific needs (up to $5,000). The bad thing is ClickCashGo does partner with some not-so-great lenders. Interest rates on loans through the marketplace can be up to 35.99%.
Thankfully, you are not obligated to pay anything unless you accept the term agreement. If you do not accept, you will not be held responsible for payments.
A Note on Transparency
When you look at other review online of ClickCashGo, many people note transparency being an issue. Some sites have the service as low as three out of 10 stars for transparency. In many cases, this is because terms were not always made clear. ClickCashGo can also give your information out to loan service providers. Some applicants did not believe ClickCashGo was transparent about their contact information being given out.
When it comes down to it, ClickCashGo is still a payday loan and/or cash advance service. Unless it is absolutely necessary, these types of loans should be avoided at all costs. Not only are they typically higher interest, but they will also continue to keep you in the mindset that living on debt is okay.
To truly further your own debt freedom goals, make loans like this mentally not an option. This will help keep you from falling victim to predatory lending or picking up unneeded debts along the way.
Readers, have any of you used ClickCashGo or similar services? What was your experience?
Chances are, you didn’t learn much in school about how to manage your money once you started working and living on your own. Now that you’ve got this responsibility on your plate, it’s probably time to educate yourself about living within your means and preparing for any financial difficulties that may come your way. A good place to start is with these 5 simple tips to help you manage your money as you step into adulthood. [Read more…]
Don’t be duped by a Nigerian prince. You can materialize your dream home with or without the money. A little research and innovativeness are all it takes. [Read more…]
Everyone wants to become a professional stock trader. Those who are skilled at trading make a decent profit without losing too much money. For the safety of the trading capital, you must follow a strategic approach and take the trades with proper discipline. As you gain more experience with this market, you will slowly learn to avoid the most common mistakes in the stock trading business. Sadly, the new traders in Hong Kong don’t even know what their mistake is. They are using the most aggressive method and trying to earn huge money without knowing about the key steps to take the trade. For this reason, some of them even blow up the account. Today we will teach you to avoid some of the common mistakes in the stock trading business. [Read more…]
If you’re interested in making a new investment, consider dividend stocks. Before you start the investment process, it’s important to know what dividend stocks are and what you can expect as an investor. Read on to learn more about dividend stocks, the benefits and drawbacks, the investment process, and the high-dividend stocks you can invest in.
What Are Dividend Stocks?
Image via Flickr by lendingmemo_com
Considering this blog is about getting out of debt, a post about spending money may seem a little counterintuitive. But when it comes to your home, spending money on renovations may be necessary to make sure you get the most you can when it’s time to sell. [Read more…]
To successfully trade stocks and make a strong profit, you should know basic stock trading terms. Understanding the basic terms helps you understand how the overall stock trading process works, so you can become confident enough to develop effective strategies. When professional stock market traders discuss patterns, increases, charts, and other trading information, they’re using common stock market terminology to describe these things. Here are some basic trading terms to get you started in stock trading.
Image via Flickr by free pictures of money