Everyone is talking about what their resolutions for the new year are. I spoke about our financial resolutions in a post on the blog here recently. What most people don’t talk about is the dedication, motivation, and hard work it takes to accomplish each of those goals. It takes a substantial amount of planning and twice as much dedication. So, I’m sharing with you how we plan to reach our 2022 goals.
What Are Our 2022 Goals?
As I mentioned in a previous post, our financial goals mostly center around getting organized. Our finances really aren’t very organized. We need to open up a tax account, a separate savings account, IRAs, and savings for our daughter’s education. At the beginning of the year, we may also be considering trading in our vehicle after we file taxes. However, we aren’t solely focused on improving our money situation. Everyone has other goals they want to accomplish in life.
Personally, I’d like to continue practicing yoga in the new year. I also want to lose this baby weight and keep up my book-a-week reading habit. I also intend on continuing to learn German and would like to take some sort of class outside my general realm of things. I’m also taking a vow to take one day off from social media entirely every week.
How We’re Reaching Them
That being said, we’ve got some pretty lofty goals we want to meet in 2022. So, we are going to need a solid plan to reach them. Where our financial resolutions are concerned, we are going to start the year off on the right foot by filing our taxes and getting everything paid off. Admittedly, filing will be a little more expensive this year. We made more and have more write offs. There are some other unexpected expenses coming up as well (emergency dental work for me). Thankfully, we have a plan for all of it. We’re stashing away a percentage of everything we make, even small freelance checks, and putting it towards getting these things taken care of.
Budgeting will play a huge role in reaching our money goals this year too. We will need to budget for our various savings plans, retirement, and taxes. It will be a challenge but sticking to our planned budget will be crucial. On the personal side of things, planning and prepping have always been key to success in my life. When I take the time to plan things out, they typically go well.
This year, that means more meal plans and food prep. It will also mean taking on a better routine all around so that I can maintain motivation and stability. Noting how I’ll spend my day and what I’ll eat helps everything else stay on track in some way. The same can be said of our finances. I keep a calendar budget and stick to it. Finding what works for you in terms of planning and honing in on it will help you reach your 2022 goals.
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Amanda is an editor and writer. She has a passion for sharing information that helps people and communities to better themselves in some way. In addition to writing online, she also freelances for local newspapers in her hometown of Charlotte, NC.