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Truth or Myth: Are Girls More Expensive Than Boys?

December 19, 2016 | Leave a Comment

<p>When I was pregnant with my first child people would always ask if we knew what we were having. “We are having a little girl!” I would say excitedly. “Oh gosh! Bless your heart! Good luck, she’s going to break the bank.” This is what people would say to us all the time. And as a new parent it’s pretty scary because you don’t know anything. This is something I definitely did not hear when I was pregnant with my son or the twins. But are girls really more expensive than boys?</p>::PexelsWhen I was pregnant with my first child people would always ask if we knew what we were having. “We are having a little girl!” I would say excitedly. “Oh gosh! Bless your heart! Good luck, she’s going to break the bank.” This is what people would say to us all the time. And as a new parent it’s pretty scary because you don’t know anything. This is something I definitely did not hear when I was pregnant with my son or the twins. But are girls really more expensive than boys? [Read more…]

Filed Under: Budgeting

Our Monthly Debt Freedom Progress Report — June & July 2015

June 15, 2015 | Leave a Comment

I know, I know.

This is a little late since we’re almost into October, but I wanted to catch you up on our numbers for the summer.

So this week I’m bringing you a quick recap of our numbers for June and July, and next week, I’ll catch you up on how much debt we paid off in August when we downsized and moved into our dream house!
[Read more…]

Filed Under: Budgeting

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Five Steps To Debt Freedom

Here are five simple guidlines that will help you pay off debt.  

1) Get an emergency fund so you don’t take on debt when something comes up.

2) List your debts. This way you know where you stand.

3) Use the debt snowball. Pay your debts from smallest to largest, or most expensive to least expensive.

4) Avoid new debt. No new credit cards or loans. Period.

5) Go all cash. After everything is paid off, switch to all cash.

Helpful Resources

U of Tennesse Debt Repayment Plan Basics

Vertex 42's Debt Payoff Calculator

Savingadvice's Helpful Debt Forums

Jackie Becks Debt Blog